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Develop Samsung Pay
docenable app to app service adding payment cards to samsung wallet from the card issuer’s app requesting registered card list in the samsung wallet getting wallet information adding a card to samsung wallet requesting registered card list in the samsung wallet the getallcards method of the cardmanager class is used to request a list of all cards currently registered/enrolled in samsung wallet on the same device running the issuer’s app to succeed, the issuer app must pass valid partnerinfo to 'cardmanager' for caller verification 'cardfilter' narrows the card list returned by samsung wallet to the issuername specified please be noted that getsamsungpaystatus must be called before getallcards getallcards could not return a cards list when getsamsungpaystatus responds with a code other than spay_ready as of api level sdk version 1 4, cardfilter retrieves this information from the samsung pay developers portal certain issuers may need to register multiple issuer name s with the portal, depending on their app and/or the requirements of their token service provider tsp the getallcards parameter cardfilter matches the issuer name s specified with those registered in the portal only complete matches are returned this method is typically called when your partner app wants to check the card status it does not need to be called every time the partner app resumes therefore, you should create the card list with the 'oncreate ' method, rather than the 'onresume ' method the result of a getallcards call is delivered to getcardlistener, which provides the following events onsuccess - called when the operation succeeds; provides the list of all filtered cards and their status card information includes cardid, cardstatus, and extra cardinfo data onfail - called when the operation fails here’s an example of how to use the 'getallcards ' api method in your issuer app samsungpaysdkflutterplugin getallcards getcardlistener onsuccess list { showcardlist list ; }, onfail errorcode, bundle { showerror errorcode, bundle ; } ; getting wallet information the samsungpay class provides the getwalletinfo api method, which is called to request wallet information from the samsung wallet app prior to calling the addcard api, when you want to avoid duplicate provisioning your issuer app uses this information to uniquely identify the user and the samsung wallet app on a particular device wallet device management id, device id, and wallet user id void getwalletinfo statuslistener? statuslistener the following example demonstrates how to use it string serviceid; spaysdk partner_service_type servicetype app2app name tostring samsungpaysdkflutter partnerinfo serviceid "", data {} ; samsungpay=samsungpay context,partnerinfo val keys = arraylist<string> keys add samsungpay wallet_dm_id keys add samsungpay device_id keys add samsungpay wallet_user_id samsungpaysdkflutterplugin getwalletinfo statuslistener onsuccess status, bundle async { val deviceid string? = walletdata getstring samsungpay device_id val walletuserid string? = walletdata getstring samsungpay wallet_user_id }, onfail errorcode, bundle { util showerror context, errorcode, bundle ; } ; adding a card to samsung wallet your issuer app calls the addcard api method of cardmanager to add a card to samsung wallet by providing the required card details, your app can make it convenient and easy for users to add their bank-issued debit/credit cards to samsung wallet directly from your app without additional steps, like switching between apps for most issuers, getwalletinfo suffices for requesting current wallet information the response from samsung wallet tells the issuer app whether or not the user’s card has already been added to samsung wallet or is ineligible for provisioning it is therefore recommended that you call getwalletinfo before displaying the add to samsung pay button if the card is eligible, display the “add” button and, if the user taps it, call addcard the addcard result is delivered to addcardlistener, which provides the following events onsuccess - called when the operation succeeds; provides information and status regarding the added card onfail - called when the operation fails; returns the error code and extra bundle data such as extra_error_reason or extra_request_id if provided onprogress - called to indicate the current progress of the 'addcard ' operation; can be used to show a progress bar to the user in the issuer app this callback is supported for tsm solution issuers in china and spain here’s an example of how to use the addcard api method in your issuer app string cardtype; string tokenizationprovider; string testpayload = "testpayloadcardinfoforflutterplugin" map<string, dynamic> carddetail; carddetail {addcardinfo extra_provision_payload testpayload} ; var addcardinfo = addcardinfo cardtype walletcard card_type_credit_debit, tokenizationprovider gettokenprovider tokenprovider tostring , carddetail {addcardinfo extra_provision_payload payload} ; myapp samsungpaysdkflutterplugin addcard addcardinfo, addcardlistener onsuccess status, card { print "success $status / data $card" ; },onfail errorcode, bundle { util showerror context, errorcode, bundle ; print "error $errorcode / data $bundle" ; },onprogress currentcount, totalcount, bundle { print "currentcount $currentcount / totalcount $totalcount / data $bundle" ; } ;
Develop Samsung Pay
docenable app to app service the following diagram illustrates the flows of the app-to-app apis for payment card push provisioning bank appsamsung wallet apptoken service providerref[checking samsungpay status]section in common flowalt[if neccessary optional ]1cardmanager getallcards 2onsuccess card cardid, card cardstatus 3request card information with card cardid4success5samsungpay getwalletinfo 6onsuccess device_id, wallet_user_id 7create provisioningpayloadwith card information & wallet informationrefer to card networks spec8cardmanager addcard payload 9request token provision10success11onsuccess flows of push provisioning apis the main classes involved are samsung pay – for fetching samsung wallet app status and wallet information on the device paymentmanager – for card provisioning and invoking favorite cards payment functionalities cardmanager – for payment card management watchmanager – for all functions related to samsung pay watch let’s now take a look at how each one works in the context of your bank app requesting registered card list in the samsung pay thegetallcards method of the cardmanager class is used to request a list of all cards currently registered/enrolled in samsung wallet on the same device running the issuer’s app to succeed, the issuer app must pass valid partnerinfo to 'cardmanager' for caller verification 'cardfilter' narrows the card list returned by samsung wallet to the issuername specified please be noted that getsamsungpaystatus must be called before getallcards getallcards could not return a cards list when getsamsungpaystatus responds with a code other than spay_ready noteto get the cards list of samsung pay watch, you have to use the watchmanager class instead of the cardmanager class as of api level sdk version 1 4, cardfilter retrieves this information from the samsung pay developers portal certain issuers may need to register multiple issuer name s with the portal, depending on their app and/or the requirements of their token service provider tsp the getallcards parameter cardfilter matches the issuer name s specified with those registered in the portal only complete matches are returned this method is typically called when your partner app wants to check the card status it does not need to be called every time the partner app resumes therefore, you should create the card list with the 'oncreate ' method, rather than the 'onresume ' method the result of a getallcards call is delivered to getcardlistener, which provides the following events onsuccess - called when the operation succeeds; provides the list of all filtered cards and their status card information includes cardid, cardstatus, and extra cardinfo data onfail - called when the operation fails here’s an example of how to use the 'getallcards ' api method in your issuer app val cardfilter = bundle // since api level 1 4, cardfilter param is ignored partner does not need to use it here // it is retrieved from the samsung pay developers portal cardfilter putstring cardmanager extra_issuer_name, issuername cardmanager getallcards null, object getcardlistener{ override fun onsuccess cards mutablelist<card>? { // getting card status is success if cards == null || cards isempty { log e tag, "no card is found" return } else { // perform operation with card data for s in cards { log d tag, "cardid " + s cardid + "cardstatus " + s cardstatus // get extra card data if s cardinfo != null { val cardid = s cardid // since api level 2 13, id from card network val last4fpan = s cardinfo getstring cardmanager extra_last4_fpan val last4dpan = s cardinfo getstring cardmanager extra_last4_dpan val cardtype = s cardinfo getstring cardmanager extra_card_type val cardissuername = s cardinfo getstring cardmanager extra_issuer_name log d tag, "last4fpan $last4fpan last4dpan $last4dpan cardid $cardid" } } } } override fun onfail errorcode int, errordata bundle? { // getting card status is failed } } getting wallet information the samsungpay class provides the getwalletinfo api method, which is called to request wallet information from the samsung wallet app prior to calling the addcard api, when you want to avoid duplicate provisioning your issuer app uses this information to uniquely identify the user and the samsung wallet app on a particular device wallet device management id, device id, and wallet user id noteto get wallet information of samsung pay watch, you have to use the watchmanager class instead of the cardmanager class fun getwalletinfo list<string> keys, statuslistener callback the following example demonstrates how to use it // set the serviceid assigned by the samsung pay developers portal during service creation val serviceid = "sampleserviceid" val bundle = bundle bundle putstring samsungpay extra_issuer_name, "issuer name" bundle putstring samsungpay partner_service_type, servicetype app2app tostring val pinfo = partnerinfo serviceid, bundle val samsungpay = samsungpay context, pinfo // add bundle keys to get wallet information from samsung pay // this information can be delivered to the partner server for an eligibility check val keys = arraylist<string> keys add samsungpay wallet_user_id keys add samsungpay device_id samsungpay getwalletinfo keys, object statuslistener{ override fun onsuccess status int, walletdata bundle { // log d tag, "dowalletinfo onsuccess callback is called" ; // for visa, deviceid can be set to "clientdeviceid" as defined by visa val deviceid = walletdata getstring samsungpay device_id // for visa, walletuserid can be set to "clientwalletaccountid" as defined by visa val walletuserid = walletdata getstring samsungpay wallet_user_id } override fun onfail errorcode int, errordata bundle? { log e tag, "onfail callback is called, errorcode " + errorcode ; // check the extra error codes in the errordata bundle for all the reasons in // samsungpay extra_error_reason, when provided } } adding a card to samsung pay your issuer app calls the 'addcard ' api method of cardmanager to add a card to samsung wallet by providing the required card details, your app can make it convenient and easy for users to add their bank-issued debit/credit cards to samsung wallet directly from your app without additional steps, like switching between apps noteif you want to add a card to samsung pay watch, you have to use the 'watchmanager' class instead of the cardmanager class for most issuers, getwalletinfo suffices for requesting current wallet information the response from samsung wallet tells the issuer app whether or not the user’s card has already been added to samsung wallet or is ineligible for provisioning it is therefore recommended that you call getwalletinfo before displaying the add to samsung pay button if the card is eligible, display the “add” button and, if the user taps it, call addcard importantremember to obtain the governing issuer implementation guide s and specifications from the respective card network and implement each network’s required handling in your partner app and server the 'addcard ' result is delivered to addcardlistener, which provides the following events onsuccess - called when the operation succeeds; provides information and status regarding the added card onfail - called when the operation fails; returns the error code and extra bundle data such as extra_error_reason or extra_request_id if provided onprogress - called to indicate the current progress of the 'addcard ' operation; can be used to show a progress bar to the user in the issuer app this callback is supported for tsm solution issuers in china and spain here’s an example of how to use the addcard api method in your issuer app val cardtype = card card_type_credit val tokenizationprovider string = addcardinfo provider_abcd // samsung pay does not provide detailed payload information; generate the provisioning payload in // accordance with your card network specifications val testpayload = "thisistestpayloadcardinfo1234567890" val carddetail = bundle carddetail putstring extra_provision_payload, testpayload val addcardinfo = addcardinfo cardtype, tokenizationprovider, carddetail cardmanager addcard addcardinfo, object addcardlistener { override fun onsuccess status int, card card? { log d tag, "onsuccess callback is called" ; } override fun onfail errorcode int, errordata bundle? { log d tag, "onfail callback is called" ; // check some extra error codes in the errordata bundle // such as samsungpay extra_error_reason or samsungpay extra_request_id if provided } override fun onprogress currentcount int, totalcount int, bundledata bundle? { log d tag,"onprogress callback is called " + currentcount + " / " + totalcount ; } } adding a co-badge card to samsung pay co-badge payment cards combine two payment brands/networks to add a co-badge card through push provisioning, you must provide two different card network details one for the primary card network and another for the secondary card network issuer app calls the addcobadgecard api method of cardmanager to add a co-badge card to samsung pay in most cases, calling getwalletinfo will suffice to request current wallet information the response from samsung pay indicates whether the user's co-badge card has already been added to samsung pay or is ineligible for provisioning therefore, it is advisable to call getwalletinfo before displaying the add to samsung pay button if the co-badge card is eligible, display the "add" button and, upon user tapping, call addcobadgecard important please remember to refer to the relevant issuer implementation guide s and specifications provided by each card network and ensure that your partner app and server adhere to their specific requirements the addcobadgecard result is delivered to addcardlistener, which provides the following events onsuccess - called when the operation succeeds; provides information and status regarding the added card onfail - called when the operation fails; returns the error code and extra bundle data such as extra_error_reason or extra_request_id if provided onprogress - called to indicate the current progress of the 'addcard ' operation; can be used to show a progress bar to the user in the issuer app this callback is supported for tsm solution issuers in china and spain here’s an example of how to use the addcobadgecard api method in your issuer app note samsung pay does not provide detailed payload information; generate the provisioning payload in accordance with your card networks specifications string cardtype = card card_type_credit; string primarytokenizationprovider = addcardinfo provider_abcd; //provide your primary card network payload string testprimarypayload = "thisistestprimarypayloadcardinfo1234567890"; string secondarytokenizationprovider = addcardinfo provider_efgh; //provide your secondary card network payload string testsecondarypayload = "thisistestsecondarypayloadcardinfo1234567890"; bundle primarycarddetail = new bundle ; primarycarddetail putstring addcardinfo extra_provision_payload, testprimarypayload ; addcardinfo primaryaddcardinfo = new addcardinfo cardtype, primarytokenizationprovider, primarycarddetail ; bundle secondarycarddetail = new bundle ; secondarycarddetail putstring addcardinfo extra_provision_payload, testsecondarypayload ; addcardinfo secondaryaddcardinfo = new addcardinfo cardtype, secondarytokenizationprovider, secondarycarddetail ; cardmanager addcobadgecard primaryaddcardinfo, secondaryaddcardinfo, new addcardlistener { @override public void onsuccess int status, card card { log d tag, "onsuccess callback is called" ; } @override public void onfail int error, bundle errordata { log d tag, "onfail callback is called" ; check some extra error codes in the errordata bundle such as samsungpay extra_error_reason or samsungpay extra_request_id if provided } @override public void onprogress int currentcount, int totalcount, bundle bundledata { log d tag,"onprogress callback is called " + currentcount + " / " + totalcount ; } } ;
tutorials mobile
blogsamsung has invested tremendous effort in the digital economy from the very beginning and continuously facilitates millions of people who use samsung wallet. samsung wallet is one of the most used digital wallets right now in the cashless industry. it is a medium that fuels up digital currency transactions by its ease-of-use and security. to support various businesses, samsung has developed the samsung pay sdk which allows you to use samsung wallet’s features effortlessly. the samsung pay android sdk consists of android-based apis to perform transactions using samsung wallet. it helps to implement simple payment solutions, which boost your businesses' growth to the next level. to understand the business and possibilities, visit the samsung pay sdk portal for more information. what is push provisioning? push provisioning is one of the major features of the samsung pay sdk. it allows an issuer bank to push the payment experience to a digital wallet. it simplifies the process of adding a payment card as it can be done with a single tap of a finger. the normal process is time consuming since it involves multiple steps, and the user needs to enter their card information. with push provisioning, the process is easier as it can be done with a single tap, and it's also secure because the process is performed from the issuer application. this tutorial demonstrates how to implement the push provisioning feature in an issuer application with the samsung pay sdk. figure 1: samsung pay push provisioning concept prerequisite to use the samsung pay sdk, you must be an official samsung partner. for information about the partnership process, see the samsung pay member guide. as a samsung pay sdk partner, you can utilize this tutorial while implementing push provisioning. sdk integration to download the samsung pay sdk, go to samsung developers portal > samsung pay > download . when the download is complete, a .jar file called “samsungpaysdk_x.xx.xx_release.jar” can be found under the libs folder. add the samsung pay sdk .jar file to the libs folder of your android project using android studio or file explorer. navigate to the build.gradle file of your application module and enter the following dependency to the dependencies block: implementation files('libs/samsungpaysdk_x.xx.xx_release.jar') if the target sdk version is 30 or higher (android 11 or r-os), include the following <queries> element in androidmanifest.xml. for more information, see declare package visibility needs. <queries> <package android:name="com.samsung.android.spay" /> </queries> since we are using the latest sdk, set the api level to 2.18. we recommend using the updated version of the samsung pay sdk for a better user experience. implement the following code in the <application> element of androidmanifest.xml: <meta-data android:name="spay_sdk_api_level" android:value="2.18" /><!-- most recent sdk version is recommended to leverage the latest apis--> configure the debug or release mode for your project as follows: for testing and qa, set the debug mode value to y. this mode requires the allowed samsung account(s) list to test. for market release to end users, set the debug mode value to n. <meta-data android:name="debug_mode" android:value="n" /><!--set to y if debug mode--> let’s get started since the main functionalities in this tutorial are based on push provisioning, we need to initialize the samsungpay and cardmanager classes first. these two classes take the same parameters to construct, which are context and an instance of the partnerinfo class. the partnerinfo object contains information about partners, which is to validate the request from the issuer application. private val partnerinfo = partnerinfoholder.getinstance(context).partnerinfo private val samsungpay= samsungpay(context,partnerinfo) private val cardmanager = cardmanager(context, partnerinfo) check if samsung wallet is ready since the samsung pay sdk depends on samsung wallet, you need to ensure that samsung wallet is prepared for transactions. check the samsung wallet status before the sdk api call using the getsamsungpaystatus() method. if you get the "spay_ready" status, you can proceed further to call any api. for more details, see the programming guide. samsungpay.getsamsungpaystatus(object : statuslistener { override fun onsuccess(status: int, bundle: bundle?) { if(status == spaysdk.spay_ready){ //enable samsung pay sdk functionalities } else{ //disable samsung pay sdk functionalities } } override fun onfail(status: int, bundle: bundle?) { //disable samsung pay sdk functionalities } }) check if the card is added during development, you may need to know whether the card is already added to samsung wallet or not. to get a list of cards that have already been added to the wallet, use the getallcards() method. for card-related operations, such as getting cards from samsung wallet, the cardmanager class is the responsible one to perform. this means that the getallcards() method is a property of the cardmanager class. this method takes a bundle and an interface as parameters, so it returns the result based on the operation. notethe getsamsungpaystatus() method must be called before the getallcards() method. the getallcards() method cannot return a card list if the getsamsungpaystatus() method responds with a code other than spay_ready. tipone of the most common issues during development is that the getallcards() method returns empty data even though a card has been added. the main reason for this issue is that the card issuer name and issuer name on the samsung pay portal are not the same. for more information, see the faq & troubleshooting page. val getcardlistener: getcardlistener = object : getcardlistener { override fun onsuccess(cards: list<card>) { //show cards } override fun onfail(errorcode: int, errordata: bundle) { //show error } } cardmanager.getallcards(null, getcardlistener) configure your payload the getwalletinfo() method is designed to request wallet information from the samsung wallet application prior to performing the add card operation. wallet information can be mandatory or optional for token providers for payload configuration. for visa, wallet information is mandatory, and you have to use it while building the payload. val keys = arraylist<string>() keys.add(samsungpay.wallet_dm_id) keys.add(samsungpay.device_id) keys.add(samsungpay.wallet_user_id) val statuslistener: statuslistener = object : statuslistener { override fun onsuccess(status: int, walletdata: bundle) { val deviceid: string? = walletdata.getstring(samsungpay.device_id) val walletaccountid: string? = walletdata.getstring(samsungpay.wallet_user_id) //build payload } override fun onfail(errorcode: int, errordata: bundle) { //show error } } samsungpay.getwalletinfo(keys, statuslistener) complete the push provisioning the last command to execute the push provisioning operation in our tutorial is the addcard() method, which is required to perform the push provisioning in samsung wallet. the payload we have created must be delivered with the addcard() method as a parameter. the payload is a tricky part where partners can sometimes get confused or misguided. to be clear, samsung does not provide the payload for push provisioning. the payload is defined between the issuer and the token provider, and it varies based on different issuers and token providers. samsung only delivers the payload to the token provider without consuming anything. the addcard() method also takes a callback as a parameter to return the result based on the operation. tipfor push provisioning of a payment card, samsung pay does not store any card information nor provide any payload for adding cards. so, the issuer needs to provide the payload in a format that is defined in the token provider specification. the issuer and the token provider have their own agreement of data sharing, payload, and encryption. samsung pay is only a medium for this process. val tokenizationprovider = addcardinfo.provider_abcd val carddetail = bundle() carddetail.putstring(extra_provision_payload, payload) var cardtype = card.card_type_credit_debit val addcardinfo = addcardinfo(cardtype, tokenizationprovider, carddetail) val addcardlistener: addcardlistener = object : addcardlistener { override fun onsuccess(status: int, card: card) { //show successful message } override fun onfail(errorcode: int, errordata: bundle) { //show error } override fun onprogress(currentcount: int, totalcount: int, bundledata: bundle) { //extra event for operation count } } cardmanager.addcard(addcardinfo, addcardlistener) summary push provisioning is the powerful experience of sharing information to a digital wallet, and digital wallets transform this experience to the next level by facilitating transactions within seconds. samsung wallet handles these operations and helps the digital payment system to its next step. for more information about the samsung pay sdk, visit the samsung pay developers portal. if you face any issues during sdk implementation, contact the developer support team.
Yasin Hosain
Develop Samsung Pay
docin mobile payment card provisioning, id&v identity verification is the process of verifying the user’s identity before they can add their payment card to their mobile device samsung wallet supports various ways to ensure that only authorized individuals have access to their own payment cards and to prevent fraud these id&v methods are shown in the following screenshot they include receiving an sms, email, phone call, or access code, or verifying their identity through their bank’s website, banking application, or phone support this guide focuses on app-to-app id&v, which allows the user to verify their identity through another application, typically the application for their own bank you can implement app-to-app id&v through the samsung wallet application in 2 ways using the samsung wallet sdk, which must be integrated into the banking application itself using android intents, which enables you to implement the feature without the samsung wallet sdk specifically, this documentation describes using android intents to implement app-to-app id&v in your banking application card network specification details related to app-to-app id&v are not within the scope of this document note american express amex does not support app-to-app id&v if you want to support adding amex cards to samsung wallet, you must use other id&v methods
Develop Samsung Pay
docoutbound to partner general contract base url base url for outbound apis to be provided by the partner during the onboarding process security mutual ssl is required common headers header name type validation description request-id uuid required unique identifier for the request partner-id uuid required unique identifier that is provided to partner during onboarding response-id uuid required request-id echoed back in the response headers event notification notify partner for events request post /notifications body event regid description registration id type uuid validation required example event type description event type type enum refer to event types and errors for details validation required example event error description more information about the failure type enum refer to event types and errors for details validation optional example event desc description additional description of the event type string validation optional example user description container for user information type object validation conditional will be present for payment cards example user id description samsung account id type string validation required example emailmatches description is true if the email provided in the registration request matches with samsung account email type boolean validation conditional it is present only if an email was provided in the registration request example phonematches description is true if the phone number provided in the registration request matches with device phone number type boolean validation conditional it is present only if a phone number was provided in the registration request example device description container for device information type object validation conditional will be present for payment cards example device id description device id type string validation required example device imeilast4 description last 4 of device imei type string size 4 validation optional example device seriallast4 description last 4 of device serial number type string size 4 validation optional example device locale country description device country code type countrycode validation optional example wallet description container for wallet information type object validation conditional will be present for payment cards example wallet id description wallet id type string validation required example event types and errors type error description wa_ready wallet app is ready for provisioning wa_provisioned indicates card was successfully provisioned into the wallet wa_provision_failure indicates provisioning failed for some unknown reason wa_provision_failure card_already_present indicates card is already present response status http/1 1 200 ok header name value content-type application/json body card data encrypteddata description encrypted pan data that will be returned to the device to provision the card type string size 65536 validation conditional required if card data was not provided in the registration request example example post /notifications { "event" { "regid" "395ce2e29485442cbd9bacdc77105126", "type" "wa_ready" }, "emailmatches" true, "phonematches" true, "user" { "id" "rcsm3gwjt9mxgfwy5sg123" }, "wallet" { "id" "gpccugejs9giih8zch1111" }, "device" { "id" "mtuxmte5mdawmjawmdm1n999", "imeilast4" "6166", "locale" { "country" "us" }, "seriallast4" "4934" } } http/1 1 200 ok { "card" { "data" { "encrypteddata" "*****" } } }
Develop Samsung Pay
docunderstanding and using the sdk the samsung pay sdk is an application framework for integrating selected samsung wallet features with android-based partner apps on samsung devices the following major operations are supported in-app payment gives customers the option of paying for products and services with samsung wallet push provisioning allows customers add a bank card to samsung wallet from the issuer app by providing the required card details to integrate your partner application with the samsung pay sdk, the following components are included your sdk download samsungpay jar contains classes and interfaces of the samsung pay sdk which need to be integrated to partner apps javadoc provides descriptions of the apis included in the samsung pay sdk, along with sample code showing how to use them sample merchant app and sample issuer app showing how samsung pay apis can be coded in a finished android project all major operations of samsung pay sdk are implemented for demonstration purposes samsung pay sdk architecture the following diagram shows a high-level architecture revealing the general interactions between the samsung pay sdk and a partner app viewed at this level, the partner apps leverage the samsung pay sdk to perform the operations shown ― push provisioning and opening favorite cards for issuers; online payments for merchants ― with samsung pay the key components involved are partner app - merchant- or issuer-developed app for making online/offline payments and provisioning payment cards through samsung wallet samsung pay sdk - sdk integrated into the partner app for direct communication with samsung wallet samsung wallet app - wallet app that the samsung pay sdk communicates with financial network - comprises the payment gateways, acquirers, card associations, and issuers that participate in transaction processing under agreement with the merchant the main classes comprising the samsung pay sdk include samsungpay – used by the partner app to get the samsung pay sdk information and the status of samsung wallet app on the device paymentmanager – provides payment/transaction functionality cardmanager – manages card list get, add, update functionality watchmanager – manages all functions related to samsung pay watch cardinfolistener – interface for requestcardinfo result from samsung wallet customsheettransactioninfolistener – interface for transaction success/failure callbacks from samsung wallet use case in-app payment the most common in-app online payment use cases take the following form merchant app presents user with the option of making payment with samsung wallet upon the user selecting the samsung pay option, the merchant app calls the apis included in the samsung pay sdk to initiate a transaction with samsung wallet app samsung wallet app responds with the tokenized payment information necessary to complete the transaction merchant app forwards this payment information to the designated payment gateway pg , either directly through the merchant's web server, or indirectly via the samsung-pg interface server for normal transaction processing use case app-to-app push provisioning the push provisioning use case ― adding payment cards to samsung wallet from the card issuer’s app ― typically takes this form the user logs into the issuer app the issuer app checks if samsung wallet is activated on the device and ready to use if it is in the ready status, the issuer app displays an add button for cards not currently registered/enrolled with the samsung wallet app if the add card option is selected, the issuer app calls an api to push the proper payload data to samsung wallet while the card is being provisioned, samsung wallet stays in background setting up sdk development environment the importance of maintaining a good development environment cannot be overstated for integrating the samsung pay sdk with your partner app, the following prerequisites and recommendations help ensure a successful sdk implementation system requirements the samsung pay sdk is designed exclusively for samsung mobile devices supporting samsung pay and running android lollipop 5 1 android api level 22 or later versions of the android os the sdk’s in-app payments functionality requires android 6 0 m android api level 23 or later versions of the android os note as of sdk version 1 5, if the device runs android lollipop 5 1 android api level 22 or an earlier version, the getsamsungpaystatus api method returns a spay_not supported status code merchant apps still using samsung pay sdk 1 4 or earlier not recommended must check the android version running their app use the following snippet to determine the os version running on a device and whether or not to display the samsung pay button in your partner app import android os build; // in-app payment supported on android m or above // check android version of the device if build version sdk_int < build version_codes m { //hide samsung pay button } service registration to develop a samsung pay sdk service, merchants and issuers need to register for an account with samsung pay developers in order to create the appropriate service type for their applications here are some helpful links inside the portal become a member https //pay samsung com/developers/tour/memberguide create services https //pay samsung com/developers/tour/svcguide register apps https //pay samsung com/developers/tour/appsguide manage services and apps https //pay samsung com/developers/tour/svcnappsguide add samsung pay sdk to your project be sure to do the following before attempting to use the sdk if not already part of your environment, download and install an ide android studio is recommended download the samsung pay sdk the sdk package has the following directory structure folder contents docs javadoc – api reference documentation libs samsungpay jar sdk java archive file – contains the samsung pay apis to be used by your partner app samples sample apps configure your ide to integrate the samsung pay sdk with your partner app a add samsungpay jar to the libs folder of your android project b go to gradle scripts > build gradle and enter the following dependency dependencies { compile files 'libs/samsungpay jar' } c import the sdk package into your code import com samsung android sdk samsungpay v2; proguard rules if your app s have any issue with proguard, the following rules are recommended dontwarn com samsung android sdk samsungpay ** -keep class com samsung android sdk ** { *; } -keep interface com samsung android sdk ** { *; } when dexguard is employed, the following additional rules apply -keepresourcexmlelements manifest/application/meta-data@name=spay_sdk_api_level android r os targetsdkversion 30 informationfrom android r os if the target sdk version is 30 , you must include the following <queries> element in the androidmanifest <?xml version="1 0" encoding="utf-8"?> <manifest xmlns android="http //schemas android com/apk/res/android" xmlns tools="http //schemas android com/tools" package="xxx xxx xxx xxx"> <queries> <package android name="com samsung android spay" /> <package android name="com samsung android samsungpay gear" /> </queries> configuring api level api level attributes as of sdk version 1 4, enhanced version control management has been introduced to improve backward compatibility and handle api dependency from country and service type for example, if a partner integrates the latest sdk―for instance, api level 2 22―but continues to use apis based in level 1 4, the partner app remains compatible with samsung wallet apps supporting api level 1 4 without the necessity of upgrading the samsung pay app the chief characteristics and properties of the api level include every api starting from version 1 4 has an api level assigned based on the sdk version number in which it is introduced the sdk’s javadoc reference can be filtered by api level so you can determine the minimum api level you need to configure in the metadata section of your app’s androidmanifest file the earliest possible version is 1 4 this lets you use the api level defined in your androidmanifest without having to trigger an upgrade of the samsung wallet app on the user’s device implement the following usage in your androidmanifest <application <meta-data android name="spay_sdk_api_level" android value="2 22" /> // most recent sdk version is recommended to leverage the latest apis but it need to be set to 2 17 for russia </application> partner app verification in partner verification process samsung pay sdk verify your registered app, version in samsung pay portal and service it also determines device and app compatibility your app needs to verify the presence of the samsung wallet app on the device, its status, and whether or not its version is sufficient to support your implementation of the sdk appendix a common terminology terminology description aavs automatic add value service aidl android interface definition language for communication merchant a business entity engaged in retail e-commerce that provides an online checkout service for purchasing its products and/or services to registered end users issuer financial institution empowered to issue credit and/or debit payment cards to qualified consumers and businesses payment gateway pg e-commerce app service provider equipped to authorize credit card payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar payment token secure method for payment ensuring that a cardholder’s information is not exploited by unauthorized parties samsung pay samsung’s proprietary mobile wallet app and payment system samsung pay service the server and service components of samsung pay samsung pay watch samsung pay app on samsung galaxy watches to support payment system eligibility check a query by third-party apps to check whether or not samsung pay is supported/activated/ready-to-use on a samsung device mst magnetic secure transmission tui trusted user interface
Develop Samsung Pay
docinitiate in-app payment merchant applications can use apis to fetch payment information details with custom payment sheet the following functionalities are ready to perform a variety of payment operations checking registered/enrolled card information creating a transaction request requesting payment with a custom payment sheet checking registered/enrolled card information before displaying the samsung pay button, a partner app can query card brand information for the user’s currently enrolled payment cards in samsung wallet to determine if payment is supported with the enrolled card to query the card brand, use the requestcardinfo api method of the samsungpaysdkflutter class the merchant app does not need to set a value for it now however, before calling this method, cardinfolistener must be registered so its listener can provide onresult and onfailure events the following snippet shows how to retrieve the list of supported card brands from samsung wallet samsungpaysdkflutterplugin requestcardinfo cardinfolistener {onresult paymentcardinfo showcardlist paymentcardinfo ; }, onfailure errorcode, bundle { showerror errorcode, bundle ; } ; creating a transaction request upon successful initialization of the samsungpaysdkflutter class, the merchant app needs to create a transaction request with payment information using the custom payment sheet to initiate a payment transaction with samsung wallet’s custom payment sheet, your merchant app must populate the following mandatory fields in customsheetpaymentinfo merchant name - as it will appear in samsung wallet’s payment sheet, as well as the user's card account statement customsheet - is called when the user changes card on the custom payment sheet in samsung wallet optionally, the following fields can be added to the payment information merchant id - can be used for the merchant’s own designated purpose at its discretion unless the merchant uses an indirect pg like stripe or braintree if an indirect pg is used, this field must be set to the merchant’s payment gateway id fetched from the samsung pay developers portal order number - usually created by the merchant app via interaction with a pg this number is required for refunds and chargebacks in the case of visa cards, the value is mandatory the allowed characters are [a-z][a-z][0-9,-] and the length of the value can be up to 36 characters address - the user’s billing and/or shipping address allowed card brands - specifies card brands accepted by the merchant if no brand is specified, all brands are accepted by default if at least one brand is specified, all other card brands not specified are set to "card not supported’ on the payment sheet here’s the 'customsheetpaymentinfo' structure string? merchantid; string merchantname; string? ordernumber; addressinpaymentsheet? addressinpaymentsheet; list<brand>? allowedcardbrand; paymentcardinfo? cardinfo; bool? iscardholdernamerequired; bool? isrecurring; string? merchantcountrycode; customsheet customsheet; map<string,dynamic>? extrapaymentinfo; your merchant app sends this customsheetpaymentinfo to samsung wallet via the applicable samsung pay sdk flutter plugin api methods upon successful user authentication in direct mode, samsung wallet returns the above "payment info" structure and a result string the result string is forwarded to the pg by your merchant app to complete the transaction it will vary based on the pg you’re using the following example demonstrates how to populate customsheet in the customsheetpaymentinfo class list<brand> brandlist = []; brandlist add brand visa ; brandlist add brand mastercard ; brandlist add brand americanexpress ; customsheetpaymentinfo customsheetpaymentinfo= customsheetpaymentinfo merchantname "merchantname", customsheet customsheet ; customsheetpaymentinfo setmerchantid "123456" ; customsheetpaymentinfo setmerchantname "sample merchant" ; customsheetpaymentinfo setaddressinpaymentsheet addressinpaymentsheet need_billing_send_shipping ; customsheetpaymentinfo setcardholdernameenabled true ; customsheetpaymentinfo setrecrringenabled false ; customsheetpaymentinfo setcustomsheet customsheet ; customsheetpaymentinfo allowedcardbrand = brandlist; return customsheetpaymentinfo; requesting payment with a custom payment sheet the startinapppaywithcustomsheet method of the samsungpaysdkflutter class is applied to request payment using a custom payment sheet in samsung wallet the two methods are defined as follows startinapppaywithcustomsheet - initiates the payment request with a custom payment sheet the payment sheet persist for 5 minutes after the api is called if the time limit expires, the transaction fails updatesheet - updates the custom payment sheet if any values on the sheet are changed as of api level 1 5, a merchant app can update the custom sheet with a custom error message refer to updating sheet with custom error message when you call the startinapppaywithcustomsheet method, a custom payment sheet is displayed on the merchant app screen from it, the user can select a registered card for payment and change the billing and shipping addresses, as necessary the result is delivered to customsheettransactioninfolistener, which provides the following events onsuccess - called when samsung wallet confirms payment it provides the customsheetpaymentinfo object and the paymentcredential json string customsheetpaymentinfo is used for the current transaction it contains amount, shippingaddress, merchantid, merchantname, ordernumber api methods exclusively available in the onsuccess callback comprise getpaymentcardlast4dpan – returns the last 4 digits of the user's digitized personal/primary identification number dpan getpaymentcardlast4fpan – returns the last 4 digits of the user's funding personal/primary identification number fpan getpaymentcardbrand – returns the brand of the card used for the transaction getpaymentcurrencycode – returns the iso currency code in which the transaction is valued getpaymentshippingaddress – returns the shipping/delivery address for the transaction getpaymentshippingmethod – returns the shipping method for the transaction for pgs using the direct model network tokens , the paymentcredential is a json object containing encrypted cryptogram which can be passed to the pg pgs using the indirect model gateway tokens like stripe, it is a json object containing reference card reference – a token id generated by the pg and status i e , authorized, pending, charged, or refunded refer to payment credential sample for details oncardinfoupdated - called when the user changes the payment card in this callback, updatesheet method must be called to update current payment sheet onfailure - called when the transaction fails, returns the error code and errordata bundle for the failure here’s how to call the startinapppaywithcustomsheet method of the samsungpaysdkflutter class class customsheettransactioninfolistener{ function paymentcardinfo paymentcardinfo, customsheet customsheet oncardinfoupdated; function customsheetpaymentinfo customsheetpaymentinfo, string paymentcredential, map<string, dynamic>? extrapaymentdata onsuccess; function string errorcode, map<string, dynamic> bundle onfail; customsheettransactioninfolistener {required this oncardinfoupdated, required this onsuccess, required this onfail} ; } void oncardinfoupdated cardinfo selectedcardinfo, customsheet customsheet { amountboxcontrol amountboxcontrol = customsheet getsheetcontrol amount_control_id as amountboxcontrol; amountboxcontrol updatevalue product_item_id, 1000 ; amountboxcontrol updatevalue product_tax_id, 50 ; amountboxcontrol updatevalue product_shipping_id, 10 ; amountboxcontrol updatevalue product_fuel_id, 0, "pending" ; amountboxcontrol setamounttotal 1060, amountconstants format_total_price_only ; customsheet updatecontrol amountboxcontrol ; } } void startinapppaywithcustomsheet customsheetpaymentinfo customsheetpaymentinfo,customsheettransactioninfolistener? customsheettransactioninfolistener { try{ methodchannelsamsungpaysdkflutter? startinapppaywithcustomsheet customsheetpaymentinfo, customsheettransactioninfolistener ; }on platformexception catch e { print e ; } } override fun onsuccess response customsheetpaymentinfo, paymentcredential string, extrapaymentdata bundle {} override fun onfailure errorcode int, errordata bundle? {}
Develop Samsung Pay
docinitiate in-app payment the main classes and interfaces involved here are samsungpay– class for a merchant app to get samsung pay sdk information and the status of samsung pay on the device paymentmanager – class to provide payment/transaction functionality cardinfolistener – interface for requestcardinfo result callbacks from samsung wallet customsheettransactioninfolistener – interface for transaction success/failure callbacks from samsung wallet; payment information is provided with a success callback and must be used by the merchant app for processing the payment the flow pictured next captures the essential online payment api process between merchant apps integrated with the samsung pay sdk and samsung wallet and the merchant’s payment gateway pg reflected in the diagram above are the following operations check the ready status of samsung pay start the payment manager to establish the service binding and verify the merchant app get payment card information and the payment amount, including updates get/update the user’s billing and shipping addresses, including an updated payment amount if shipping charges will be incurred authenticate the user submit payment information to pg verify transaction success or failure token modes network vs gateway to complete the payment, the merchant’s designated payment gateway pg handles one of two types of tokens gateway tokens indirect or network tokens direct the samsung pay sdk supports both types the essential difference between the two types is who decrypts the token information network tokens require that the merchant app handles decryption of the token bundle or work with the pg to handle decryption, whereas gateway token decryption is handled by the pg via the samsung-pg interface server check with your pg to determine its specific requirements for payment processing regardless of the pg model employed, direct or indirect, the goal is to offer samsung pay as a secure payment method within your merchant app the most common use case involves the following general steps to make a purchase, the user selects to “buy” or got to checkout after adding items to a shopping cart now in checkout, the user selects a payment option; for example, either the merchant’s “standard” method or samsung pay upon selecting samsung pay, the user is presented with a payment sheet that allows for card selection and shipping address confirmation with the option to add/modify information for this order, whereupon the user * makes payment card selection from the list of enrolled cards * chooses to change or add the delivery address * enters required address information in the form presented and saves it * authenticates the payment method, amount, and delivery with a biometric verification fingerprint, iris… or pin checking registered/enrolled card information before displaying the samsung pay button, a partner app can query card brand information for the user’s currently enrolled payment cards in samsung wallet to determine if payment is supported with the enrolled card for example, if a merchant app accepts one card brand exclusively but the user has not registered any cards matching this brand in samsung wallet, the merchant app needs to determine whether or not to display the samsung pay button for this purchase checkout to query the card brand, use the requestcardinfo api method of the paymentmanager class the requestfilter is optional bundle data reserved for future use the merchant app does not need to set a value for it now however, before calling this method, cardinfolistener must be registered so its listener can provide the following events onresult - called when the samsung pay sdk returns card information from samsung wallet; returns information about enrolled cards or is empty if no card is registered onfailure - called when the query fails; for example, if sdk service in the samsung wallet app ends abnormally the following snippet shows how to retrieve the list of supported card brands from samsung pay val serviceid = "partner_app_service_id" val bundle = bundle bundle putstring samsungpay partner_service_type, spaysdk servicetype inapp_payment tostring val partnerinfo = partnerinfo serviceid, bundle val paymentmanager = paymentmanager context, partnerinfo paymentmanager requestcardinfo bundle , cardinfolistener // get card brand list //cardinfolistener is for listening requestcardinfo callback events val cardinfolistener cardinfolistener = object cardinfolistener { // this callback is received when the card information is received successfully override fun onresult cardresponse list<cardinfo> { var visacount = 0 var mccount = 0 var amexcount = 0 var dscount = 0 var brandstrings = "card info " var brand spaysdk brand? for i in cardresponse indices { brand = cardresponse[i] brand when brand { spaysdk brand americanexpress -> amexcount++ spaysdk brand mastercard -> mccount++ spaysdk brand visa -> visacount++ spaysdk brand discover -> dscount++ else -> { /* other card brands */ } } } brandstrings += " vi = $visacount, mc = $mccount, ax = $amexcount, ds = $dscount" log d tag, "cardinfolistener onresult $brandstrings" toast maketext context, "cardinfolistener onresult" + brandstrings, toast length_long show } /* * this callback is received when the card information cannot be retrieved * for example, when sdk service in the samsung wallet app dies abnormally */ override fun onfailure errorcode int, errordata bundle { //called when an error occurs during in-app cryptogram generation toast maketext context, "cardinfolistener onfailure " + errorcode, toast length_long show } } creating a transaction request upon successful initialization of the samsungpay class, the merchant app needs to create a transaction request with payment information noteas of sdk v2 0 00, the normal payment sheet is deprecated all merchant apps must now use the custom payment sheet, which offers more dynamic controls for tailoring the ui look and feel with additional customer order and payment data merchant app developers choosing to temporarily continue offering the normal sheet will need to configure their android manifest to reflect the pre-2 0 00 version of the sdk used to implement their app’s existing normal sheet, although this is not recommended in all cases, merchant app developers should update their apps with the latest version of the sdk as soon as possible to avoid timing out using an earlier version of the sdk when responding to samsung pay callbacks using the custom payment sheet to initiate a payment transaction with samsung pay’s custom payment sheet, your merchant app must populate the following mandatory fields in customsheetpaymentinfo merchant name - as it will appear in samsung pay’s payment sheet, as well as the user's card account statement amount - the constituent transaction properties currency, item price, shipping price, tax, total price which together determine the total amount the user is agreeing to pay the merchant cautionnot populating the mandatory fields throws an illegalargumentexception optionally, the following fields can be added to the payment information merchant id- can be used for the merchant’s own designated purpose at its discretion unless the merchant uses an indirect pg like stripe or braintree if an indirect pg is used, this field must be set to the merchant’s payment gateway id fetched from the samsung pay developers portal merchant id is mandatory if a merchant request mada token, this filed should be included in the payload order number - usually created by the merchant app via interaction with a pg this number is required for refunds and chargebacks in the case of visa cards, the value is mandatory the allowed characters are [a-z][a-z][0-9,-] and the length of the value can be up to 36 characters address - the user’s billing and/or shipping address see applying an addresscontrol for details allowed card brands - specifies card brands accepted by the merchant if no brand is specified, all brands are accepted by default if at least one brand is specified, all other card brands not specified are set to "card not supported’ on the payment sheet here’s the 'customsheetpaymentinfo' structure class customsheetpaymentinfo parcelable { private val version string? = null private val merchantid string? = null private val merchantname string? = null private val ordernumber string? = null private val addressinpaymentsheet addressinpaymentsheet = addressinpaymentsheet do_not_show private val allowedcardbrand list<spaysdk brand>? = null private val cardinfo cardinfo? = null private val iscardholdernamerequired = false private val isrecurring = false private val merchantcountrycode string? = null private val customsheet customsheet? = null private val extrapaymentinfo bundle? = null } your merchant app sends this customsheetpaymentinfo to samsung wallet via the applicable samsung pay sdk api methods upon successful user authentication in direct mode, samsung wallet returns the above "payment info" structure and a result string the result string is forwarded to the pg by your merchant app to complete the transaction it will vary based on the pg you’re using noteif you want to add any other information for any card brand, you can add them in the extrapaymentinfo bundle the following example demonstrates how to populate customsheet in the customsheetpaymentinfo class see sample merchant app using custom payment sheet below for example usage of each customsheet control /* * make user's transaction details * the merchant app should send customsheetpaymentinfo to samsung wallet via * the applicable samsung pay sdk api method for the operation being invoked */ private fun makecustomsheetpaymentinfo customsheetpaymentinfo { val brandlist = arraylist<spaysdk brand> // if the supported brand is not specified, all card brands in samsung wallet are // listed in the payment sheet brandlist add paymentmanager brand visa brandlist add paymentmanager brand mastercard brandlist add paymentmanager brand americanexpress /* * make the sheetcontrols you want and add them to custom sheet * place each control in sequence with amountboxcontrol listed last */ val customsheet = customsheet customsheet addcontrol makebillingaddresscontrol customsheet addcontrol makeshippingaddresscontrol customsheet addcontrol makeplaintextcontrol customsheet addcontrol makeshippingmethodspinnercontrol customsheet addcontrol makeamountcontrol val extrapaymentinfo = bundle /* * you can add transaction type for mada card brand * the supported values are purchase and preauthorization * if you don't set any value, the default value is purchase */ extrapaymentinfo putstring spaysdk extra_online_transaction_type, spaysdk transactiontype preauthorization tostring val customsheetpaymentinfo = customsheetpaymentinfo builder setmerchantid "123456" setmerchantname "sample merchant" // merchant requires billing address from samsung wallet and // sends the shipping address to samsung wallet // show both billing and shipping address on the payment sheet setaddressinpaymentsheet customsheetpaymentinfo addressinpaymentsheet need_billing_send_shipping setallowedcardbrands brandlist setcardholdernameenabled true setrecurringenabled false setcustomsheet customsheet setextrapaymentinfo extrapaymentinfo build return customsheetpaymentinfo } requesting payment with a custom payment sheet the startinapppaywithcustomsheet method of the paymentmanager class is applied to request payment using a custom payment sheet in samsung wallet the two methods are defined as follows startinapppaywithcustomsheet - initiates the payment request with a custom payment sheet the payment sheet persist for 5 minutes after the api is called if the time limit expires, the transaction fails updatesheet - must be called to update current payment sheet as of api level 1 5, a merchant app can update the custom sheet with a custom error message refer to updating sheet with custom error message when you call the startinapppaywithcustomsheet method, a custom payment sheet is displayed on the merchant app screen from it, the user can select a registered card for payment and change the billing and shipping addresses, as necessary the result is delivered to customsheettransactioninfolistener, which provides the following events onsuccess - called when samsung pay confirms payment it provides the customsheetpaymentinfo object and the paymentcredential json string customsheetpaymentinfo is used for the current transaction it contains amount, shippingaddress, merchantid, merchantname, ordernumber api methods exclusively available in the onsuccess callback comprise getpaymentcardlast4dpan – returns the last 4 digits of the user's digitized personal/primary identification number dpan getpaymentcardlast4fpan – returns the last 4 digits of the user's funding personal/primary identification number fpan getpaymentcardbrand – returns the brand of the card used for the transaction getpaymentcurrencycode – returns the iso currency code in which the transaction is valued getpaymentshippingaddress – returns the shipping/delivery address for the transaction getpaymentshippingmethod – returns the shipping method for the transaction for pgs using the direct model network tokens , the paymentcredential is a json object containing encrypted cryptogram which can be passed to the pg pgs using the indirect model gateway tokens like stripe, it is a json object containing reference card reference – a token id generated by the pg and status i e , authorized, pending, charged, or refunded refer to payment credential sample for details oncardinfoupdated - called when the user changes the payment card in this callback, updatesheet method must be called to update current payment sheet onfailure - called when the transaction fails; returns the error code and errordata bundle for the failure here’s how to call the startinapppaywithcustomsheet method of the paymentmanager class /* * customsheettransactioninfolistener is for listening callback events of in-app custom sheet payment * this is invoked when card is changed by the user on the custom payment sheet, * and also with the success or failure of online in-app payment */ private val transactionlistener = object customsheettransactioninfolistener { // this callback is received when the user changes card on the custom payment sheet in samsung pay override fun oncardinfoupdated selectedcardinfo cardinfo, customsheet customsheet { /* * called when the user changes card in samsung wallet * newly selected cardinfo is passed so merchant app can update transaction amount * based on different card if needed , */ val amountboxcontrol = customsheet getsheetcontrol amount_control_id as amountboxcontrol amountboxcontrol updatevalue product_item_id, 1000 0 //item price amountboxcontrol updatevalue product_tax_id, 50 0 // sales tax amountboxcontrol updatevalue product_shipping_id, 10 0 // shipping fee amountboxcontrol updatevalue product_fuel_id, 0 0, "pending" // additional item status amountboxcontrol setamounttotal 1060 0, amountconstants format_total_price_only // grand total customsheet updatecontrol amountboxcontrol // call updatesheet with amountboxcontrol; mandatory try { paymentmanager updatesheet customsheet } catch e java lang illegalstateexception { e printstacktrace } catch e java lang nullpointerexception { e printstacktrace } } /* * this callback is received when the payment is approved by the user and the transaction payload * is generated payload can be an encrypted cryptogram network token mode or the pg's token * reference id gateway token mode */ override fun onsuccess response customsheetpaymentinfo, paymentcredential string, extrapaymentdata bundle { /* * called when samsung pay creates the transaction cryptogram, which merchant app then sends * to merchant server or pg to complete in-app payment */ try { val dpan = response cardinfo cardmetadata getstring spaysdk extra_last4_dpan, "" val fpan = response cardinfo cardmetadata getstring spaysdk extra_last4_fpan, "" toast maketext context, "dpan " + dpan + "fpan " + fpan, toast length_long show } catch e java lang nullpointerexception { e printstacktrace } toast maketext context, "transaction onsuccess", toast length_long show } override fun onfailure errorcode int, errordata bundle { // called when an error occurs during cryptogram generation toast maketext context, "transaction onfailure $errorcode", toast length_long show } } private fun startinapppaywithcustomsheet { // show custom payment sheet try { val bundle = bundle bundle putstring samsungpay partner_service_type, spaysdk servicetype inapp_payment tostring val partnerinfo = partnerinfo serviceid, bundle paymentmanager = paymentmanager context, partnerinfo // request payment using samsung wallet paymentmanager startinapppaywithcustomsheet makecustomsheetpaymentinfo , transactionlistener } catch e illegalstateexception { e printstacktrace } catch e numberformatexception { e printstacktrace } catch e nullpointerexception { e printstacktrace } catch e illegalargumentexception { e printstacktrace } } when an address is provided by samsung wallet, onaddressupdated is called whenever address information is updated in the custom payment sheet you can use the updatesheet method to update the shipping fee or any other relevant information in the payment sheet set the errorcode to determine if the address provided by samsung wallet app is invalid, out of delivery, or does not exist for example, when the merchant does not support the product delivery to the designated location billing address from samsung wallet is not valid for tax recalculation for all such cases, the merchant app should call updatesheet with one of the following error codes error_shipping_address_invalid error_shipping_address_unable_to_ship error_shipping_address_not_exist error_billing_address_invalid error_billing_address_not_exist the sample code included below under applying the address control demonstrates how to use the updatesheet method for 'addresscontrol' in the payment sheet payment credential sample the paymentcredential is the resulting output of the startinapppaywithcustomsheet method the structure varies depending on the pg you’re using and the integration model—direct or indirect the following paymentcredential is for a visa card for pg using direct network token mode – e g first data, adyen, cybs sample paymentcredential json output using jwe-only { "billing_address" {"city" "billingcity","country" "usa","state_province" "ca","street" "billingaddr1","zip_postal_code" "123456"}, "card_last4digits" "1122", "3ds" {"data" "eyjhbgcioijsu0exxzuilcjrawqioijcak91a1h2afv4wu5wofiwvgs2y25oactzwwfqzxhiehrvz0vfdhlhyy9npsisinr5cci6ikppu0uilcjjagfubmvsu2vjdxjpdhldb250zxh0ijoiulnbx1blssisimvuyyi6ikexmjhhq00ifq fg2oouvhdgkkivyba2s5kturpwueujkzeyxz7n6kalhqahszv3p5jabaoj-rokcznfjdg3qierzjktu7zxst9gwv4oclahpfdw64w0x6ttaxeyjiivkjug-edxxtwajeyeikgc68wehf1cltsqg4zlwi6upvcaywdppbn0hl0c5wcf5az4wabytv_fda5ahguypne70keqrtwdlacw9mzejx2xth7msd9ohoulr8luq-7gha17jhoobwgmoq9q0haocnm0ljwiuhkoryyu-njulnbkk8fzus_aiumgdv2yn9ygfqilmculb0vwuf0yekx6isgaxi0zqhliusjkcz_w auzzxog46lnrtk3q qe2llws30vzh-zduue8b045cnfrm2p-rjzgbnzchels3v26n64cfg1av5mtp5f-fswbj3ntp5x4v1nk8fmdy0uspxzemfvl5badgac7w9frxt6x5xv1fqu6-q-zkbxcb9bygownt983bckoe1bd5djxfbodlrc4j68ikdjc5m3lebdx6hv0aqzkmilch-jevl3awqykbny4vj7m3fizw7u1prli2zfwukxdfs4vwv3bpm4qudemvnhxj qtymdmn4ne93juljnmwkjg","type" "s","version" "100"}, "merchant_ref" "merchantid", "method" "3ds", "recurring_payment" false } decrypt using the merchant’s private key below is sample private key -----begin rsa private key----- miieowibaakcaqea4lzyjqr+dqd/xleoxct9jwtjxhd2ptjke9djtmijki0h2oc2ghow4ujhhy/1jvft2+zcnjtoxuvlp+76/dwa3bcwfrj+fpp6x5kkylpb+djdyo1ttumltnqcwymjb3u7jbc+xr4vkfrzqjxke7xhn/sbb82ue8c3smzvkynuji<…> -----end rsa private key----- the decrypted output will be similar to this { "amount" "1000", "currency_code" "usd", "utc" "1490266732173", "eci_indicator" "5", "tokenpan" "1234567890123456", "tokenpanexpiration" "0420", "cryptogram" "ak+zkbpmcorcabcd3agraoacfa==" } processing the payload depending on the structure of the payment processing api provided by your pg, your merchant app can send either of these directly to the pg entire paymentcredential output extracted “3ds” part only consult your pg documentation for specific guidance when using indirect model e g stripe in indirect gateway token mode, paymentcredential is the pg’s token reference id and its status here’s a sample of the json output { "reference" "tok_18rje5e6szui23f2mefakep7", "status" "authorized" } for stripe, your merchant app should be able to pass this token object directly to charge or another appropriate payment processing api provided by the pg
Develop Samsung Wallet
webhow secure issamsung wallet samsung wallet goes above and beyond to safeguard your privacy. it uses several special security methods, like tokenization, to secure your personal and financial information. learn more about how this method protects your personal data below. your wallet.secured. solid security and data protection from devices to the entire system. an extra layer of security with samsung knox. samsung knox samsung wallet is protected by samsung knox, samsung’s mobile security platform.samsung knox includes fingerprint recognition and encryption of your data to make sure it is secure. secure application logic designed to operate application in a separate secure os. prevent rooting or hacking automatic detection in real-time. authentication fingerprint and pin logic operate within the trustzone®. secure data encryption key and data is stored in secure os. your privacy.secured. personal information is safely protected in samsung wallet. data & privacy sensitive data not stored on server sensitive data stored in separated secure os. e2e encryption end-to-end secure transfer of sensitive data between samsung wallet and partners. 2fa (two-factor authentication) protects your cards and privacy with trusted security environment. to ensure protection, 2fa is required for samsung account users. embedded secure element (ese) securely hosting applications, confidential and cryptographic data. e.g. transit, digital keys, ids (mobile driver's license, student id). tee (trusted execution environment) all samsung pay tokens and keys are stored in encrypted form using a hardware-based device key within the trustzone®. tokenization digitalized primary account number (pan) protects the real card number from theft and misuse. theft & loss remote control in case of loss, user could lock remotely via smartthings. no authentication, no payment payment without authentication is not possible. take control of your security a) secure your samsung account by enabling 2fa. b) turn on noti. in samsung wallet to recognize transactions. c) do not share your samsung wallet pin with anyone. d) report suspicious transactions to your card issuer immediately. certifications & standards embedded secure element (ese) chips on samsung devices have been certified by authorities and common criteria. all of them have at least an eal5+ (evaluation assurance level), which can provide equal or higher security level as an electronic passport can. meets pci-dss, soc2, nist 800-53, iso/iec 27001 certified by various global certification institutes
Develop Samsung Pay
webhow secure issamsung wallet samsung wallet goes above and beyond to safeguard your privacy. it uses several special security methods, like tokenization, to secure your personal and financial information. learn more about how this method protects your personal data below. your wallet.secured. solid security and data protection from devices to the entire system. an extra layer of security with samsung knox. samsung knox samsung wallet is protected by samsung knox, samsung’s mobile security platform.samsung knox includes fingerprint recognition and encryption of your data to make sure it is secure. secure application logic designed to operate application in a separate secure os. prevent rooting or hacking automatic detection in real-time. authentication fingerprint and pin logic operate within the trustzone®. secure data encryption key and data is stored in secure os. your privacy.secured. personal information is safely protected in samsung wallet. data & privacy sensitive data not stored on server sensitive data stored in separated secure os. e2e encryption end-to-end secure transfer of sensitive data between samsung wallet and partners. 2fa (two-factor authentication) protects your cards and privacy with trusted security environment. to ensure protection, 2fa is required for samsung account users. embedded secure element (ese) securely hosting applications, confidential and cryptographic data. e.g. transit, digital keys, ids (mobile driver's license, student id). tee (trusted execution environment) all samsung pay tokens and keys are stored in encrypted form using a hardware-based device key within the trustzone®. tokenization digitalized primary account number (pan) protects the real card number from theft and misuse. theft & loss remote control in case of loss, user could lock remotely via smartthings. no authentication, no payment payment without authentication is not possible. take control of your security a) secure your samsung account by enabling 2fa. b) turn on noti. in samsung wallet to recognize transactions. c) do not share your samsung wallet pin with anyone. d) report suspicious transactions to your card issuer immediately. certifications & standards embedded secure element (ese) chips on samsung devices have been certified by authorities and common criteria. all of them have at least an eal5+ (evaluation assurance level), which can provide equal or higher security level as an electronic passport can. meets pci-dss, soc2, nist 800-53, iso/iec 27001 certified by various global certification institutes
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