In mobile payment card provisioning, ID&V (Identity Verification) is the process of verifying the user’s identity before they can add their payment card to their mobile device.
Samsung Wallet supports various ways to ensure that only authorized individuals have access to their own payment cards and to prevent fraud. These ID&V methods are shown in the following screenshot. They include receiving an SMS, email, phone call, or access code, or verifying their identity through their bank’s website, banking application, or phone support.

ID&V methods in Samsung Wallet

This guide focuses on app-to-app ID&V, which allows the user to verify their identity through another application, typically the application for their own bank. You can implement app-to-app ID&V through the Samsung Wallet application in 2 ways:

  • Using the Samsung Wallet SDK, which must be integrated into the banking application itself
  • Using Android intents, which enables you to implement the feature without the Samsung Wallet SDK
    Specifically, this documentation describes using Android intents to implement app-to-app ID&V in your banking application.
    Card network specification details related to app-to-app ID&V are not within the scope of this document.

Note: American Express (AmEx) does not support app-to-app ID&V. If you want to support adding AmEx cards to Samsung Wallet, you must use other ID&V methods.